“in the Light of the Recent Banking Crisis, the New Solvency Ii Regulatory...

In the light of the recent confideing crisis, the new Solvency II regulative measures should be re-appraised. Critically discuss this statement. ------------------------------------------------- SUMMARY INTRODUCTION I) THE BANKING CRISIS IN THE INSURANCE SECTOR a. financial statements aspects b. Macroeconomics aspects II) ANALYSIS OF SOLVENCY II c. Why Solvency II ? d. Introduction of Solvency II e. Characteristics of Solvency II III) THE ROLE OF SOLVENCY II IN THE BANKING CRISIS f. Benefits of Solvency II g. Limits of Solvency II CONCLUSION REFERENCES ------------------------------------------------- INTRODUCTION The last 10 years have been pronounced by a sharp banking crisis. Indeed, with globalization and this period of real liquidity, the banking crisis has spread worldwide. Therefore, several steps have been taken. subsequently the bank and the implementation of the CRD (linked to Basel II), it is the turn of Insurance to adapt its regulations to incorporate the risk.

After Solvency I, which provided a solvency margin determined based on percentages of premiums and claims, damages regulation changes to incorporate more than complex rules risk, either by applying a standard formula or by victorious account of an internal model. Solvency II is born. THE BANKING CRISIS IN THE INSURANCE SECTOR monetary statements aspects i. Off-balances The principal problem about off-balance sheet exposures has been set in the Banking sector and insurers have not been exempt. There was, an important fig out in securitisation, as a way to transfer risks, winning them off the balance; equally because there was no more market or price for structured products, there was a liquidity risk problem. ii. Imbalances The credit expansion in the US was financed by massive capital inflow from the major rising countries with external surpluses. Credit volume... If you want to get a full phase of the moon essay, order it on our website: Ordercustompaper.com

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